Newfoundland, New Jersey Bankruptcy Attorney

Are you drowning in debt and searching for a viable financial fix to your personal and legal woes? Does a fresh start sound unattainable? Do you need advice on your legal rights under bankruptcy law and the possibilities of a brighter financial outlook? Do you want the harassing phone calls from creditors to stop?

With 40 years of legal experience, bankruptcy lawyer Edward P. Azar is adept at providing personal counsel to clients considering filing for Chapter 7 or Chapter 13 bankruptcy protection. Our firm will help you fully understand your rights and legal options under bankruptcy law.

At the Newfoundland, New Jersey-based Law Offices of Edward P. Azar, L.L.C. we help clients understand their rights under bankruptcy law and take proactive steps toward a better financial life. Please call us at 973-697-7400 to schedule a free initial consultation with a bankruptcy law attorney.

Through bankruptcy, we can stop the harassing phone calls, judgments, wage garnishments, seizure of your assets and bank accounts and often stop or delay. Bankruptcy can help you get a fresh start.

If you qualify for Chapter 7 bankruptcy, you will be discharged of your unsecured debt and held responsible only for student loans, taxes, family support obligations, and other such payments. If you have questions regarding your eligibility and your level of debt and personal assets, please consult with us. Despite changes in the law, most clients are qualified to file Chapter 7 bankruptcy.

If your earnings are above the threshold for Chapter 7 bankruptcy or you own a home with considerable equity, your best legal option may be filing for Chapter 13 bankruptcy. Under Chapter 13 bankruptcy, our law firm will help you establish a plan to reorganize your debt and pay a manageable portion over a three-to-five-year period. Filing for Chapter 13 helps people avoid foreclosure and keep their car from being repossessed. We can help you determine whether Chapter 13 bankruptcy is appropriate for you.

For legal advice on debt consolidation and debt management, please contact the Law Offices of Edward P. Azar, L.L.C. to schedule a free initial consultation regarding bankruptcy law.